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Commenting on our Safety, Soundness, and Stability

Given recent events in our industry and within the news, 元素 Financial would like to speak to the safety, 稳健, and stability of our credit union. As always, we are here to meet the financial wellness needs of our members.

Our solid financial position is shown by the continued strength of our capital, 流动性, 历史, and share insurance program.

  • Strong Capital. We maintain capital levels significantly beyond the requirements for a well-capitalized rating from our regulators. Further, 元素 receives high rankings annually for management of risk.
  • Strong Liquidity. With diversified deposits, 元素 maintains robust cash reserves, borrowing capacity, and investments.
  • A Time-Tested History of Service. Since our founding in 1930 during the Great Depression, our business model has been built on a conservative and straightforward approach, focusing on the core elements of financial services. We have sustained our success through a variety of economic and interest rate environments, and we look forward to serving our members long into the future.
  • Insured Deposits. The National Credit Union Share 保险 Fund insures up to at least $250,000 per individual depositor – the same as any other federally insured financial institution. That means backing of deposits at 元素 is provided by the full faith and credit of the U.S. 政府. Credit union members have never experienced losses of insured savings at a federally insured credit union.

If you have any questions, please reach out to us through the various channels on our 哪个赌钱app比较好 页面.

Thank you for your loyal business with 元素 Financial!

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